WithholdingSendDisc: post: tags: - 代扣管理 summary: 代扣送盘 description: | 银行代扣送盘接口,向银行发送批量代扣请求。 ## 业务说明 - 支持批量向银行发送代扣请求 - 包含待代扣的账单信息和客户信息 - 支持本行和他行账户代扣 - 送盘成功后等待银行回盘确认 - 支持XML和JSON两种数据格式 ## 业务规则 - 只能对已签约且有效的协议进行代扣 - 代扣金额必需与账单金额一致 - 客户账户余额必须充足 - 送盘成功后生成代扣交易记录 ## 调用频率限制 - 单个批次最多包含1000笔代扣 - 单个机构每小时最多送盘10次 operationId: withholdingSendDisc parameters: - $ref: '../components/parameters.yaml#/components/parameters/ContentTypeHeader' - $ref: '../components/parameters.yaml#/components/parameters/EncryptTypeHeader' - $ref: '../components/parameters.yaml#/components/parameters/EncryptModeHeader' - $ref: '../components/parameters.yaml#/components/parameters/DataTypeHeader' requestBody: required: true description: 代扣送盘请求数据 content: application/xml: schema: allOf: - $ref: '../components/schemas.yaml#/components/schemas/BaseRequest' - type: object required: - BatchNo - TotalCount - TotalAmount - WithholdingList properties: BatchNo: type: string description: 批次号 example: "BATCH20240101001" maxLength: 50 TotalCount: type: integer description: 总笔数 example: 10 minimum: 1 maximum: 1000 TotalAmount: type: number format: decimal description: 总金额 example: 1500.00 minimum: 0.01 WithholdingList: type: array description: 代扣明细列表 items: type: object required: - BillKey - CompanyId - AgreementNo - PayAmount properties: BillKey: type: string description: 客户编号 example: "123456" CompanyId: type: string description: 机构编码 example: "654321" AgreementNo: type: string description: 协议号 example: "AGR001" PayAmount: type: number format: decimal description: 代扣金额 example: 150.00 example: | 1.0.1 00001 SendDisc 20240101 123456789016 BATCH20240101001 2 300.00 123456 654321 AGR001 150.00 123457 654321 AGR002 150.00 application/json: schema: allOf: - $ref: '../components/schemas.yaml#/components/schemas/BaseRequest' - type: object required: - BatchNo - TotalCount - TotalAmount - WithholdingList properties: BatchNo: type: string description: 批次号 example: "BATCH20240101001" TotalCount: type: integer description: 总笔数 example: 2 TotalAmount: type: number format: decimal description: 总金额 example: 300.00 WithholdingList: type: array description: 代扣明细列表 items: type: object properties: BillKey: type: string description: 客户编号 example: "123456" CompanyId: type: string description: 机构编码 example: "654321" AgreementNo: type: string description: 协议号 example: "AGR001" PayAmount: type: number format: decimal description: 代扣金额 example: 150.00 example: Version: "1.0.1" InstId: "00001" TranCode: "SendDisc" TranDate: "20240101" TranSeq: "123456789016" BatchNo: "BATCH20240101001" TotalCount: 2 TotalAmount: 300.00 WithholdingList: - BillKey: "123456" CompanyId: "654321" AgreementNo: "AGR001" PayAmount: 150.00 - BillKey: "123457" CompanyId: "654321" AgreementNo: "AGR002" PayAmount: 150.00 responses: '200': description: 送盘成功 headers: Content-Type: $ref: '../components/headers.yaml#/components/headers/ContentType' X-Response-Time: $ref: '../components/headers.yaml#/components/headers/ResponseTime' X-Request-Id: $ref: '../components/headers.yaml#/components/headers/RequestId' content: application/xml: schema: allOf: - $ref: '../components/schemas.yaml#/components/schemas/BaseResponse' - type: object properties: Data: type: object properties: BatchNo: type: string description: 批次号 example: "BATCH20240101001" ProcessedCount: type: integer description: 已处理笔数 example: 2 SuccessCount: type: integer description: 成功笔数 example: 2 FailCount: type: integer description: 失败笔数 example: 0 example: | 1.0.1 00001 SendDiscRes 20240101 123456789016 AAAAAAA 送盘成功 BATCH20240101001 2 2 0 application/json: schema: allOf: - $ref: '../components/schemas.yaml#/components/schemas/BaseResponse' - type: object properties: Data: type: object properties: BatchNo: type: string description: 批次号 example: "BATCH20240101001" ProcessedCount: type: integer description: 已处理笔数 example: 2 SuccessCount: type: integer description: 成功笔数 example: 2 FailCount: type: integer description: 失败笔数 example: 0 example: Version: "1.0.1" InstId: "00001" TranCode: "SendDiscRes" TranDate: "20240101" TranSeq: "123456789016" RespCode: "AAAAAAA" RespMessage: "送盘成功" Data: BatchNo: "BATCH20240101001" ProcessedCount: 2 SuccessCount: 2 FailCount: 0 '400': $ref: '../components/responses.yaml#/components/responses/BusinessError' '500': $ref: '../components/responses.yaml#/components/responses/SystemError' '401': $ref: '../components/responses.yaml#/components/responses/SecurityError' '408': $ref: '../components/responses.yaml#/components/responses/NetworkError' security: - ApiKeyAuth: [] - EncryptedData: []